Tag: market

This started with a different Tittle (housing)

Posted on by thechosendudeman in Uncategorized

TLDR: Gangs are driving the housing prices up.

Our nation finds it’s self in an extraordinary time of doubt and uncertainty. That my friends is by design. Housing prices are high because the cost of not just materials, but labor, and fuel as well. There are a lot of other factors that play into this hand, I would like to try and focus on the things that we as a nation can effect. Material costs started to rise when we (the people) decided that we would like to charge for “saving our forests.” I am not a scientist in this field by any means but, it would seem the less trees we cut down the bigger the forest fires get, thereby reducing the amount of usable lumber to build new homes. I also understand that businesses that go unchecked tend to not be self governing. So safety and deforestation become an issue. And we can go ahead and address the elephant in the room now. If we build more houses than Americans we will need immigrants to fill them. It is strange to have to say, but it would seem that America was built by and for immigrants. Until we get to the generations that forget that their families were immigrants at some point as well.

The most natural beauty of this great nation are all the communities that have sprung up and supported each other. The wealthy are not out to get you, they just don’t care about you. Here’s another way of looking at it from the other side. If you live somewhere like Detroit where there are so many problems that houses have been abandoned. Things that scared other people away are the only things keeping those houses in an affordable range for the community members (seems like a trap). For the banks that own those homes it doesn’t make sense to build homes in better communities until they get their return from the ghettos that they tried to buyout. If you were wondering what happened to the majority of housing crash money after the fact. I think it was stored in these homes to be claimed for a loss at a later date. That’s why there isn’t a push to “clean it up,” from either end. It’s only going to take a few people to change that game if they can get their cash into the system without being flagged. If I was a mineral investor looking for corrosive materials to mine I think I would target areas with plumbing and water issues. Adding to that, I think the banks see one or two more life cycle in Detroit (and some similar cities) then it gets dozed and turned into a strip mine (probably lithium, sulfur, or soluble potash). On an aside I think gang violence plays into the housing prices almost as much as all the costs combined because most people are not wanting to move into an area with daily shootings and the like. Yet as stated above, there are abandoned houses across the nation due in part to this pariah that plagues our nation. Reducing gang violence would reduce housing prices by freeing up homes in areas previously considered unlivable by most in a more meaningful way than baseline infrastructure ever could.

Market Report

Posted on by thechosendudeman in Market Report

July 7, 2022

I’m hearing lots of talk of the market headed towards “parity.” This is a classic term for could go up, could go down. It has done both in the past. So, what are we as investors to do? Since digital technology has led the rise and fall of the last cycle I believe it will be an older technology to lead the next. I think we are going to start seeing the rise of physical mining properties and royalties. However, because these companies are generally high operating cost there will be substantial loans issued in the short term. That shortage of cash in the banks will drop their valuations due to the lack of appearance of cash on hand. It will show as an upside down operation cost to invest in longer term companies. Making the share buy back, of the banks stock, the x1.5 play. Because, the standard expectation of market return is significantly lower than the going rate of inflation to date. It would seem the operation cost of tomorrow is slated to be lower. If that is true, and humans cost more to operate, that means there will be significant automation put in place. That automation has had it’s run in development dollars (aforementioned tech stocks). That tells me there are already companies in tow waiting to tie these companies together. The cost of building these automated machines will reduce the cash on the books for the automation companies, thereby making them the x1.25 play for the mining company. Then when the money hits the books for selling those machines the share price goes up for the x1.125 play so automation makes enough to show good numbers year to year. The short term investors that hop off here take the x1.0625, coupled with inflation, your return will look more like 8% rather than 6%. However, reinvesting in the same company or similar technology will most likely put you at the forefront for the x1.5. There are many cycles running in and out of tandem with each other and this is just one very small example. So in short I think the market may “parody,” it’s self. As a general rule of thumb for moving into this market filled with uncertainty my opinion is to trickle in and trickle out.

Disclaimer: I am not a financial advisor and this is not financial advice. I am an investor, in many markets. My opinions shared here are just that, opinions, based on years of market research. Any and all data used for baseline calculations are formed by myself and I have taken no money for sharing my opinions.

Risk Tolerance: Do not invest what you can not afford to lose.

Risk Intolerance: What are you spending your money/time on. Is it worth the value that you are extracting? Do you smoke? Is there a cheaper brand to cut cost for a bit (not a smoking or gambling endorsement, but often times Native Reservations often have much better prices, but it ain’t gonna be “your brand.”) Do you stop for coffee every morning and order the same thing everyday all the while wishing you weren’t “stuck in line,” your not stuck, you’re stalling. Even with a decent tip for your favorite barista, buying an affordable self timer coffee machine and setting up at home should start making a substantial difference in about a week. If it’s coffee for two or more! Forget about it, that’s only days, even with all your favorite accoutrements. My opinion for all that money saved is buy stock in a coffee company or if you are so inclined, commodities surrounding the coffee industry you want to use in the future.